For landlords
Making Tax Digital for landlords
If you let out property, Making Tax Digital changes how you tell HMRC about your rental income — quarterly updates instead of one yearly return. PennyPort keeps your property records straight and your updates filed on time.
What landlords keep track of
Pop in what came in and what went out — PennyPort sorts it into the right boxes for HMRC.
Rent received
Log the rent from each tenant as it comes in — across one property or a whole portfolio.
Repairs & maintenance
Boiler fixes, redecorating, replacing a worn carpet — the day-to-day costs of keeping a let going.
Letting agent fees
Management and tenant-find fees, kept neatly against the property they relate to.
Mortgage interest
Record your finance costs so the relief is handled the way HMRC expects for residential lets.
Insurance & ground rent
Landlord insurance, ground rent and service charges — the running costs that are easy to forget.
Mileage to your properties
Inspections, viewings and trips to a let — log the journey and, where it qualifies, PennyPort works out the allowance at HMRC's mileage rates.
When you'll need to start
Making Tax Digital arrives in stages, based on your combined self-employment and property income:
April 2026
Now liveIncome over £50,000 a year
April 2027
Income over £30,000 a year
April 2028
Income over £20,000 a year
Not in the first wave yet? Start now and it'll be second nature long before your date arrives.
Why PennyPort
The simple way to stay on top of it
Built around property income
Rent in, costs out, tax sorted — no wrestling a generic accounting app into shape for a let.
Mortgage interest done properly
We handle the residential finance-cost rules so you claim the right relief, not the old full deduction.
Several properties, one tidy place
Keep every let in the same account and see your whole rental picture at a glance.
Free phone app on iPhone & Android
Built for HMRC Making Tax Digital
Questions, answered
Do landlords have to use Making Tax Digital?
If your rental income — added to any self-employment income — goes over the threshold for the year, HMRC will require you to keep digital records and send quarterly updates. It starts at over £50,000 from April 2026, then £30,000 from April 2027 and £20,000 from April 2028.
What if I have more than one rental property?
PennyPort keeps all your UK lets together as one property business, the way HMRC treats them — so you can log rent and costs for each one and see the combined position.
Does it handle the mortgage interest rules?
Yes. Residential mortgage interest no longer comes straight off your rental profit — it gives a basic-rate tax reduction instead. PennyPort records your finance costs so this is applied correctly.
Can I claim mileage for visiting my properties?
Often, yes. HMRC lets many landlords use fixed mileage rates for property-business trips — log each journey and PennyPort works out the allowance. What you can claim depends on your circumstances.
PennyPort fits other trades too